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Bajaj Finance Home Loan, Interest Rate, Eligibility, Documents Required, How to Apply ?

Bajaj Finance Home Loan: Friends, home is no less than heaven for us.  Everyone wants a home of their own where they can live comfortably with their family.  But building a house is not so easy at present.  This requires a lot of money.  If you too dream of owning a home, you can take advantage of a home loan from Bajaj Finance.

In this article, (Bajaj Finance Home Loan) I am going to give you complete information about Bajaj Finserv Home Loan facility, how much loan we can take, what is the interest rate of this loan etc.  You will get all the information through it.  Articles.  Going to meet.

Bajaj Finance Home Loan



Bajaj Finance Home Loan


Anyone can take a loan to build a house or buy a house.  (Bajaj Finance Home Loan) Now you don't have to go around to get a loan because 'Bajaj Finance' is now offering home loans to its customers at attractive interest rates.  To take out a loan, you can apply both online and offline.

I tell you, home loans come in the form of secured loans.  You also have to give a guarantee for this.  You can borrow from Bajaj Finance for up to 30 years.  You can also avail subsidies under the Prime Minister's Housing Scheme run by the Government of India.

The amount available on a home loan largely depends on the applicant's income, CIBIL score.  The higher your CIBIL score, the higher the loan amount.

Bajaj Finance Home Loan Interest Rate


If you want to take any kind of loan, you have to know the interest rate first.  This is because interest rates play a very important role in calculating EMI.  The higher the interest rate, the higher the EMI of the loan.  Bajaj Home Finance rates start at 6.75% p.a.  (Bajaj Finance Home Loan) Therefore, before taking any type of loan, we should know the interest rate of that loan.

Bajaj Finance Home Loan Eligibility


There are some qualifications for taking Bajaj Finance Home Loan, if you meet these qualifications, you can easily take a loan:

1. Both salaried and self-employed individuals can apply for a home loan.

2. The applicant must be a citizen of India.
  
3. The age of the salaried person should be between 23 to 62 years.
  
4. Age for self-employment should be between 25 to 70 years.
  
5. The salaried person should have a minimum of 3 years of experience and the self-employed person should have a minimum of 5 years of experience.
  
6. Applicant's CIBIL score must be 750 and above.
  
7. The minimum income of the applicant should be 25 thousand.

Bajaj Finance Home Loan Documents Required


To get a loan you need to have the following documents.
 
1. KYC documents such as Aadhaar card, PAN card, Voter ID card etc.
 
2. Passport size photo
 
3. Proof of address such as electricity bill, water bill etc.

4. Last three months salary slip.

How to Apply for Bajaj Finance Home Loan?


By now you must have learned a lot about Bajaj Finance Home Loan, so now I will tell you how to apply for this loan.

1. First you need to go to Bajaj Finserv's official website www.bajajfinserv.in.

2. After coming to the home page, you have to click on the home loan option.
  
3. Now all the information related to the loan will come in front of you.  Now you have to click on the apply now option.
  
4. Now a form will open in front of you.  For which you have to fill in all the information correctly and click submit.
  
5. The bank will then contact you and proceed with the loan process.
  
6. Then you can go to any nearest branch and get a loan.

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